Can I Finance A Car ?

Question

Hi everyone.. so i just turned 18 a week ago.. and im looking to buy a financed car. i have a full time job over 38 hours and been employed for about 2 years.. im looking to make a 4000 down payment on a car that is for sell for around 8 to 12k.. i do have credit cards because some how when i was 17 i got approved for 3. i have about 1 year with them.i NEVER missed a payment on all of them. and i checked on a free credit report that i have over 700 in credit (not sure why). the problem is when they sent me the credit card they i said i was already 18 meaning i put a different year (1988 instead of 1990). will i be able to fix this in the future? will i still get a financed car? and will the credit score still show up (I THINK it will because its the same social security number).. well i hope you guys under stand what im trying to say with this.. hope you could help me.. thanks

Answer 1

Yes, I understand what you are saying.  You're saying "I lied before, is it going to come back and bite me now?" and the answer is probably not.

Just put down the correct information this time.  Your down payment is well over 20% and that will help, and your credit score being over 700 puts you in the "GOOD" range.  Generally speaking anything over 720 is "A well qualified customer".

Only thing against you is your age, but apply.  Worst they can say is "no" after all.

Answer 2

Apply, they can't cook you and eat you for trying.