Cheap insurance in San Diego?

Question

I QUIT MY LAST JOB BECAUSE I WAS OVERWORKING 60 HOURS A WEEK BUT ON SALARY. I MOVED BACK TO SAN DIEGO AND NOW I NEED INSURANCE FOR ME AND MY FAMILY. BETWEEN ME AND MY WIFE, WE MAYBE PULL IN 33000 A YEAR (WITH 2 KIDS). WHERE CAN I GET CHEAP INSURANCE (I HAVE A BAD TOOTH THAT NEEDS CARE ASAP)? REALLY NEED IT SOON. THANKS

Answer 1

First of all your bad tooth won't be covered. Dental insurance only covers check ups and cleaning for the first six months. A discount plan could save you some money.

As for health insurance with all the different health carriers and plans available most people really should use a health insurance broker. A Broker represents multiple carriers and can help you sort through all the different insurance companies and plan options in your state.

For example a typical broker can have access to 10 major carriers and 60 different plans just for one state.

You can try doing your own research on the internet, but if you give a good broker 5 minutes they will be able to make suggestions on which carrier may fit you best.

I suggest using yellowpages.com to search for health insurance brokers in your area.

Don't call your auto and home agent they specialize in property and causality insurance. You need someone that specializes in health insurance.

I would also suggest looking at health savings account plans

Good Luck