Question:

Credit Card Limit?

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I want to apply for a credit card. I have a credit score of about 760, but I have no revolving accounts right now. How much do you think the bank will approve me for?

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  1. Probably between $ 2500 and $ 5000.  Sometime they will give you a lower limit to start with and then after you make the first payment or two they will automatically increase the limit.  You can apply and get approved and then when you get the card you can call them and ask to have the limit increase and with a 760 score usually they will.  Here is a good source to pick a 0% credit card for 12 months.  www.thecreditcarddeals.com.


  2. you'll find out once you get approved. You have a great score so you shouldn't have any problem getting approved. Try the following site and find a card that you like. You can apply online and get approved instantly and find out your score.

  3. Maybe $2000 or so, depending on your income and credit history.  There are many factors that go into this decision, so you'll just have to wait and see.

  4. You'll find out if approved.

  5. With 760, you should be able to shop around for cards and compare some interest rates.  Limits are usually based more on your  income, so that is hard to say without knowing other details.  Most cards start at least at $1000 to 2000, unless you have a good income....then they can be as high as $20,000.
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