Debt collection advice?

Question

I enrolled in a semester of classes with financial aid two years ago. After registering and beginning classes online they had gotten my last name wrong so I couldn't take any of the proctored tests because my driver's license did not match the name the school had. I withdrew from the classes within the full refund time frame so financial aid did not pay my tuition and I thought that I was fine. About six months after that semester ended I began receiving collection calls, so I talked with several people at the school, in all different departments, and they admitted their mistake and told me not to worry about it anymore. Today I now got a threatening letter from a collection agency, I have no record that I dropped the class because it was online but I have record of the mistaken name and my financial aid award letter for that quarter do I have grounds to dispute the debt? Please help I have a consultation with a lawyer next week and need advice on what to do about this until then.

Answer 1

 Creditors may use a debt collection agency to ask you to pay off the debt.

Debt collectors aren't court officials and don't have the same powers as bailiffs. They can't enter your home or seize your possessions. They can only write, phone, or visit your home to talk to you about the debt and how to pay it back.

Creditors and debt collectors must follow OFT (Office of Fair Trading) debt collection guidance.

To get more info about debt collection visit online resource http://www.iwmc-group.com