Dental Insurance in New York??

Question

I NEED BRACES !!

and my insurance doesn't cover it !!!

You know any plans that will cover this coast.. or cover at least half !!???

Answer 1

Yes dental discount plans do offer better and instant reductions on the cost of braces. Unlike typical insurance, you do not have to wait to become vested in the plan ... sometimes as long as 6 months and the costs are not what they should given all the premiums (over $100 monthly for a family plan). Try http://www.BestDentalNow.com and simply input your zip code  and they will provide you number of plans to choose from, a list of providers and specifically how much it will cost. Choose the Ameriplan choice first as it offers the greatest discount - 50% and then you finance the rest with your dental office ... typically it cost around less than $100 a month ... better than the $350 a month it would cost out of pocket.

Answer 2

check out www.dentalplans.com

its not insurance, its a discount plan. so like you look up orthos/dentist in your area, if they are on a plan, you sign up for the plan and get a discout. i got a 20% discount off of my braces, which equals out to about $1000 for me.  

Answer 3

Definitely check out this site, http://www.mybenefitsplus.com/cberney

Do a search for either your current Dentists, or at least one that is near you, and call them up to see just what it would cost should you use the Ameriplan card & get your braces.

Typically the average cost of braces runs anywhere from $5000-5500. When my aunt used the Ameriplan provider and discount to get my cousins done, she only paid $2100 in total. And they also set that up on a payment plan for her.

So it's definitely worth checking out. And if you need help or have any questions, feel free to send me a note here and I'd be happy to help.