I need cheap & affordable health insurance.?

Question

Actually im in search a cheap and affordable for my gf. she's working fulltime/overtime from 2 differents jobs with the annual income of $16,000, but she doesn't get any company benefits... She has been sick alot lately and im really worried for her, especially when she's only 20 year old living her step parents. Her step parents got 2 kids of their own so they totally ignore her needs, so it's up to me to do my best to support her. She's not qualify with medi-cal because her step parents make alots of money. Can someone please provide me some information about buying affordable health insurence for the low income? possibly some link there? Thank you

Answer 1

Try this one - http://healthplans.bebto.com - I personally have their health insurance. As I know it is the cheapest one for young people in our area.

Answer 2

https://www.ehealthinsurance.com/ehi/Quo...

Affordable Health Insurance? not in USA. (i'm shopping for myself)

If your GF has pre-existing condition in medical records - it will be very very difficult to get good coverage for her.

Insurance companies are only intersted in insuring healthy people (this is a business).

https://www.ehealthinsurance.com/ehi/Quo...

you can look at this site & contact them over the phone/email

but make sure you're clear on the conditiona she has in her medical records.

If you're still unlucky in finding coverage and care about her.

Find a family plan for yourself - and get married.

Alternatively, she won't be considered as part of her step-parents family

Answer 3

One of the best ways to find a cheap health insurance plan is to compare rates from multiple companies.

Stick with a reputable company like a Blue Cross, United Healthcare, Aetna, Kaiser Permanente, Humana, etc. and you will be fine.

Here is some more information on finding health insurance if you have low income and also some information specifically about finding health insurance in California:

Answer 4

That question has been asked so many times on here.  Just search the question and you will get more answers than you can handle.

Answer 5

With only $16,000 in income, she could be below the poverty line in your area, and then she could qualify for some type of aid that isn't exactly health insurance.

First of all, if she is 20 years old, she shouldn't be claimed as a dependent on her parents taxes any longer.  If she is an independent, she will likely qualify for state aid.  If they ignore her, why should they benefit from the tax incentives of having a dependent?

Where I live, the public hospitals have health plans.  When I was (ahem) fired from a job and had no income and needed medical attention, I got on the plan at the public hospital.  I had to prove residence in the county, and then show proof of no income, which was really just proof that I was denied unemployment benefits that same week.

Once they put me on their plan, I was allowed free unlimited visits to the hospital any time, and free unlimited visits to about eight clinics all over the county.

Public health care is not substandard here.  Where I live, the public hospital is actually the regional trauma hospital which handles the most complex cases, and accepts LifeFlight.  I felt I was always treated fairly and with compassion, and when I finally got a new job, I moved on.

So, you might want to check with your county for health programs if you can't qualify for Medi-Cal.  Call the public hospitals and ask if they have programs.