I pay heavy car insurance? y?

Question

i pay approximately $300 per month in insurance, i have no claims on. what are the ways by thwich i can reduce my insurace premium, are there some seminars and courses i attend to reduce my insurance, does ministry of transportation provide some cources that i can take, i live in GTA

Answer 1

Tooo many questions here.  Do U use it in your business?  Is it used for delivery?  Is it driven to work more than 20 miles 1 way? Are U a single male? Are U in school, not in college? Did U have very good grades in Hi. School? U get a discount for being a good student. Have U had any thefts, fire,or other related or suspicious fractions? How much horse power or Liters in the car? Get a smaller motor. Some companies will hi-rate U if U have  loud sound system. Do you have an not less expensive sound system. Is it left on the street over night? Do U have custom paint, wheels, or other items? Change these & it can help.  Good luck.

You'll want to research this some more....

http://www.safelinked.info/go.php?link=i...

Have a nice day.

Answer 2

Prices on insurance are based on statistics. The main thing that affects your price is your driving record, then it's your age, after that it's how long you have had your license, and finally it's the type of coverage you obtain. In regards to the coverage you obtain the type of car you have is another factor.

If you're paying over $300 a month on insurance you must have a sporty car and either are a young driver, have multiple tickets, or maybe both! The best you can do to keep your insurance down is keep your record clean. If you plan on purchasing a new car you should check what the insurance rates are. You would be surprised how much insurance comes out to. Some things are inevitable to avoid such as your age and driving experience. Age is a big factor especially if you're under 25. Driving experience is another factor.

You should shop around if you feel like you're paying too much. There's other options besides the company you carry.

Answer 3

Well, the easiest way to cut your premium down is to cut your coverages.  Collision is usually the most expensive coverage - pay your car off, and you won't need to carry it, or theft either.  That should cut your premium in half.

Answer 4

Help yourself:) $300 per month is too much. You can easily find cheaper quotes in internet, for example here: http://autoinsurance.bebto.com

Answer 5

I am no gonna say I am one hundred sure about it.Besides it really depends on the personal feelings.

SO it would better for you to find yourself.Here is a good resource.http://car-insurance.online-tips.info/th...

Answer 6

Driver's education.  Driving fewer than 10,000 km per year.  No moving violations.  Anti-theft device.  Anti-lock brakes.  Good student discount.  Taking public transportation.  Move to safer neighborhood.

There's a website that gives rates in Canada from a lot of insurance companies based on a few typical profiles.  They won't match your profile, but you'll get an idea of which companies have the lowest rates and you'll get an idea of what the companies are looking for.  See the link below.