My credit was good .?

Question

my credit was good . Bat last month I overline my credit card .I had 1000 and I spent 1200 . but I all ready paid 100% My cuestion . what could hapend now with my score ? TK

Answer 1

boom boom boom... down to zero....

no, not really but just be careful next time.

Answer 2

Nothing.

Your spending is between you and your credit card company.  The only thing that would go on your record is if you missed a payment and your percent of revolving credit used.

Answer 3

nothing it will be fine, I would call the company and let them know your limit is too low for your use. Remind them that you paid it off at one time and they will likely raise your credit limit.

Answer 4

If you go over your credit card limit, it can damage your score a tad.  But if you've paid it all off (all at once, especially), talk to your credit card company about raising your limit.  If they know that you can and will pay there's no reason for them to deny you, if you've had a good record with them.