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My entire bedroom ceiling completely fell and is laying on my bedroom floor. My insurance won't cover it because they said it was due to natural setteling of the house. I have been looking carefully around my house to see what else might have caused this and I have noticed that the cinder block walls in my basement are starting to crumble near the floor. I can replace the ceiling myself, but I have no idea how to fix the cinder blocks. Any suggestions?
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