Overdraft fees help!?

Question

I am a customer at Regions bank. Yesterday I deposited a check for 600 dollars. The check was supposed to go into my account but instead went into my wife's.

I didn't have a personal deposit slip at the time because I was on my home from work and wanted to deposit this check as soon as possible. The teller asked me which account did I want to deposit the money into, and I told her "The account where I am the primary.".

Because that did not happen I ended up with 280 dollars in overdraft fees.

The bank refuses to refund my money and is trying to tell me that this was my fault because I should have checked the deposit slip to make sure the money went into my account. It doesn't seem fair that I have to make sure that their employees are doing their jobs correctly.

Because of this error I don't have enough money to pay my rent this month. I really need help.

Answer 1

Sounds like an honest mistake but I don't think there's anyway of getting out of paying bank fees.

Answer 2

If the bank is not willing to work with you, you are always free to bank elsewhere.  Maybe your business is not that important to them.  

I had a similar lesson learned the hard way when I was in college.  I certainly learned a tough life lesson about banking paperwork, but it was a miserable month.  Sorry all of this happened when things are already so tough.  Good luck.

Answer 3

Call the president of the bank and file a regulatory complaint.