Question about direct deposit?

Question

I know this is a silly question....I'm a new customer with this bank and I always get my direct deposit at midnight the day before. So if my paydate falls tomorrow (Mon the 25th), should I not get my pay tonight at midnight? One lady told me no I won't get it until Mon at midnight and another person at the bank told me I will get it midnight tonight. Normally with RBC I've always got it Fri at midnight if my paydate falls on a Monday, but because this is a new bank they process differently. So which is it tonight at midnight or Mon at midnight?? It better be tonight at midnight as I have payments that need to be made right on the 25th, and I don't like making late payments.

Answer 1

You're just going to have to wait and see or call one of the other employees and ask them.  I always go online and check to see if the deposit has actually gone into my account before writing checks.  I've even seen it show up on the ATM slip when it hasn't been credited to my checking account.

Answer 2

I'll bet you get it tonight at Midnight. With my bank, when we have Monday paydays, the funds are available Saturday morning. You certainly will have it before Monday at Midnight! If that's the case, switch banks.