Religiously speaking, how much credit card debt do you have?

Question

Does it effect your spiritual development?

Answer 1

We have none! Isn't that great, the feeling of no credit card debts?

I, also, do not understand when my kids feel the need to go buy furniture or clothes or a TV on a credit card! nuts.  You can get those things used if you have a dire need and have not much money.  Save up for the higher end stuff.

I was raised and taught that one doesn't get in  debt for anything but a house and perhaps a car, to get to work in.

Answer 2

None, as an atheist, I don't believe in credit cards.

Any christians that use cards aren't christian at all.  Usury is a sin in the bible.  Not reinvesting your money at high yield is offensive to Jesus (there is a parable about it).  Owning things is wrong too, so no reason to have one anyway.

Answer 3

answer: No credit card debit.  I don't have one and haven't.  I occasionally get overdrawn on the debit card, that's temporary and that's it.  They don't pay me enough to be a disabled veteran to have credit cards.  Too much temptation to get into trouble.

Answer 4

oh, like, $300. I don't know, I pay it off every paycheck, but the spouse uses it for things like milk, transport, co-pays...

and one paid for my dental work...

I use them between paychecks when money is tight and I don't want to touch the savings. All of mine have 0 interest when you pay them off within 30 days.

Answer 5

Assuming that you mean physical, real-world credit card debt. Null my friend. I will never accept the devil's temptation to spend money that I don't have.

This answer is kind of ironic because I'm atheist, but it was more dramatic to say the devil instead of evil...

Answer 6

We have quite a bit, due to some emergency dental work and moving expenses...it's been a struggle. We've decided to NOT use the credit card at all about 2 months ago, and it's been very tight...but we're making it. It is certainly helping our faith!

Answer 7

None.  There was a time when I was in a lot of debt with student loans, and credit card debt that I accumulated while I was both an undergraduate and graduate student.  It really hindered my spiritual growth and just created a lot of stress and anxiety in my daily life.  I was always worried about how I would pay for things,and I knew that I was just one step away from not only going bankrupt but from maybe even being homeless.  I hated the feeling and I was so sad and depressed all the time.  I was unable to focus on anything else.  That is no way to live simply for "buying" (pun intended) into the American dream.  

Answer 8

When it comes to credit card debt, I am an atheist.  I believe in none.

Answer 9

We are proud to say that we have none.

My husband and I have a credit-card that we keep for emergencies, and for making hotel or flight reservations...things like that.

We never use it for anything else, and if we *do* use it, we pay it off immediately.  

I can say with conviction that having no credit card debt gives you a great deal of peace-of-mind, I can tell you that much. lol.

Answer 10

I have none

I don't require a credit card as everything I have in my life is everything I need

Answer 11

Zero.

Answer 12

I don't use credit cards :P

Answer 13

None. It affects me in a peaceful way.

Answer 14

Almost none and no it doesn't affect my spiritual development at all. We put stuff on our credit cards only to keep a little on there because credit card companies don't like zero balances.

I have never understood why people finance things like vacations, living room sets, and big screen tvs. Those are the types of things you only purchase if you can pay for it right then and htere.  

Answer 15

I have so much debts. They are affecting my atheism.

In debt we trust is my motto.

Answer 16

No debt at all. I learned a painful lesson when I was young and I've never got into debt since. When I was in debt it affected my spiritual development because I was so short of money I had to live like a recluse.