Renters insurance question

Question

ok, i have renters insurance, and have and had it for about a year from the same company we get our car insurance from. maybe this is a stupid question, but i am asking so please be polite and honest.

i am looking into renting (moving) and i was just curious as to if this is something we would want to bring our potetential new landlord (s) and if this will influence his/her decision. also our renters insurance is paid up for another year already.

Answer 1

You should be able to transfer it wherever you go.  I dont see why any landlord would have a problem with it.  It is basically protection for your personal belonging.  You should ask them if they mind.  If they do mind perhaps the insurance company will cancel it and credit to monies to your vehicle or even refund you the difference.  It doesnt hurt to ask.

Answer 2

This insurance only covers your personal property so I would say that the new landlord would not be influenced by this.

Answer 3

Renters Insurance is for your personal property. While your landlord would encourage it. If there was say a fire his insurance covers the structure not your stuff. You can inform them that you have it it shouldn't be a problem at all

Answer 4

Sounds to me like it really screwed you in this deal. Maybe you could get good luck here.http://carinsurance.expertsupport.info/a...

Answer 5

I encourage my tenants to get renters insurance.  My insurance is only on the building, not their possessions.  If our roofs leaks or there is a fire, we don't cover the tenants personal things.  It is also stated in our lease.

Answer 6

i dont understand your question...

Answer 7

Renter's insurance is not going to sway the landlords. They will just see that you care about your stuff. Renter's insurance only safeguards your possessions...not the house. The landlord/owner hs to insure the house so that if something happens to it (fire, tornado etc) it can be rebuilt---nothing to do with replacing your possesions. Renter's insurance does that. So it's not going to give you a leg up with them. Just tell them you take good care of the place, and maybe bring pictures of how well you take care of the current place you are renting.  

Answer 8

This will just show him that you are less likely to sue him for your belongings being damaged. There are a lot of places that are now requiring them. I don't think it will make a difference in you getting the place or not, but it may help if he is trying to choose between two equally match tenants.

Answer 9

It really wouldn't mean anything to the landlord.  It doesn't give you a "oneup".

In regards to being paid in full for a year, you can get a refund or credit it to the next policy.