Saving money is hard- is it easier to pay something out?

Question

I found that saving money is so hard for me! I can't save- I have no will power. I'll always find an "emmergency" to spend the money I've saved. But I'm really good with paying out a loan. I always pay more and end up paying it out very quickly, cos I don't like owing anyone :)

So I was thinking maybe if there was an organisation, (not a bank), where they would "save' money for you. Like if you pay a percentage of your pay every week/ fortnight to their account and they save it for you and let you know when you have your goal sum collected. And maybe take their percentage on it.

Are there such organisations and would it be a good idea to start my own?

Answer 1

Well saving money can be hard when theres so many ways to spend it. I can see what you are going through. If your not sure, there should be a program on your computer, called microsoft money on window xp. The older and newer versions should have it. I have just been discovering it that it can really help you. You can see how much money you make and how much money you use. The only thing is im not sure of whether there is an organization tho. You can try developing one, and you might be famous one day.  Another thing that my parents taught me is to buy the things that you need, not the thinjgs that you want.

Hope this helps you! Also thank you for the help on my question, although i have a question for you, if you can message me!

thanks!

Answer 2

they have them but you have to be in dept for them to help you and you have to be in big dept for them to help you..

I have the same problem, and am still working on trying to save money..

Just keep trying and it will come to you..  

Answer 3

It's called a SAVINGS ACCOUNT, dearie. My god, just buck up and tell yourself that you can do it. Think about how it would be if you were unemployed for 9 months (like I was) and had no personal income at all.