Savings and Investments?

Question

Lets discuss something about Savings and Investments.

What are some best Savings and Investments options or tips?

Where can we invest our hard earned money, so that we get some benefits?

Answer 1

Savings are  are a losing investment. They lose to taxes and inflation. Money needed for current & future bills plus future emergencies cash are the only funds we should put in them;

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Investments in Stocks, ETF's & Reits will over long periods of time help you make real money. The cost.... risk.... which will scare you many times over the length of your holding.

Answer 2

Savings are fine for short term emergencies and liquidity. But investments are the only way to buy some financial freedom.

In terms of strategies there are many out there. I've found 2 that work best for most people, regardless of time frame.

1) If you don't want to take an active role in your money management, but want consistent, typically a little better than index returns, look for a balanced mutual fund that takes around 1/2 and 1/2 in a variety of stocks and bonds with differing maturity. Dodge & Cox typically has very good performers. Look at how they did during the 2000 bear market, and other years when the market did poorly. That should be your benchmark for consistency. Any fool can do well in a bull market.

2) If you want to take an active role in your own money. Either pick up 3-4 books on trading stocks for the individual, read them and see which method suits your personality and time, i.e. fundamental, technical, or some hybrid of the two. If you don't want to take the time, consider putting a small amount of your assets into a brokerage account, and select a stock newsletter service with a good history of consistency. If you find one you are comfortable with, it will likely blow away the mutual fund and market returns.

Answer 3

have a look at rappers they invest real good. they just keep making money. see what they invest in

Answer 4

as they say it is wise to invest your money on mutual funds, there will be times that your money will earn low interest but there will also be times when u'll have high interest. actually, it's safe since professionals are the ones who are involve here..im not really into it, just try to research about mutual funds so u'll know for yourself..hope this one helps!!