Should I Trust Pay Pal?

Question

i really(x209409095) want to buy a soreal cru shirt online on their website. But my dad doesnt trust buying stuff over the internet cuz soreal cru is not a big company like iTunes, etc. and he already had a bad experience getting scammed.

- why does it asks you for your CSC?

-why does it asks you for your whole credit card number?

- My dad said that beforthey didnt ask you for your debit card number...Is it true?

- is ppaypal really a scam?

not to be mean ...but why should i trust your answer?

thank you!

Answer 1

pay pal is legitimate. but you sound to young to use the service. just make sure you have your parent do it .

Answer 2

I have been using PayPal since....1998, I think?  I highly recommend them for online transactions.  I use it as both a buyer and seller.  I used to sell on eBay, but I mainly use it on a business website I run now (I am a beekeeper, and sell honey online as well as retail).

I have never had a problem with PayPal.  They have protected me, both as a buyer and a seller.  There have been a few times I have not received an item I paid for, and they reimbursed me the full amount.  I have had people claim to not receive items I ship them (when I have proof of delivery), and PayPal has protected my income.

Yes, some people don't like PayPal, either philosophically or because they have had a problem with them at some point in the past.  PayPal has gone through a series of growing pains, but has always been willing to change policies when necessary, and the changes have always been fair to everyone.  However, I have never heard of someone who has had a problem with identity theft or other such issues, unless they were the ones who created the problem (like responding to a phishing email).  You cannot please 100% of the people 100% of the time.

PayPal did not used to ask their clients for certain info, like you have mentioned.  That policy changed a few years back.  It is easier to verify who you are if they can compare your name and address to a bank account.  They are a banking institution, after all.  It also limits their liability if they can tie you to a bank account (in case you are truly responsible for a bad transaction).  However, they do not randomly remove funds from your bank or credit card account.  Banks just don't do that.

I trust PayPal as much as I would trust any other bank.  One thing that PayPal offers that most banks do not is a temporary credit card number.  It is a number assigned by PayPal to you that can be used for a single transaction.  Therefore, the business you deal with never knows your true credit card number.  If someone hacks the business you purchased from and steals the number you used, they will be unable to remove funds from your account.  Not bad, for those who are paranoid about online (and offline) security.

Answer 3

I don't trust PayPal.  The fact that so many eBay sellers use only PayPal is what caused me to terminate an 8 year eBay membership

Answer 4

I've been using Paypal for YEARS and have never had  a problem. If you want, you can link it to a bank account and not have to worry about a credit card number, even make a special bank account that will be just for funding what you want, and not your main bank account.  

Paypal is a huge company, too.  

I've had maybe two times when a purchase didn't go through right. It was the fault of the seller, not Paypal, and I had no problem getting my money refunded.

Answer 5

I have bought and sold hundreds of items on ebay. I have never had a problem. One time someone tried to hijack my account, but ebay and paypal locked everything down and nothing bad happened at all.

I guess you don't really have a choice if you want to use ebay. Millions of people do it though, and I don't know anybody who has had a paypal related problem that they didn't cause themselves.