Should I pay my hospital bill with my income tax return?

Question

I was just in the hospital for 2 days after a surprise appendectomy early in the morning. I left the hospital and I know the bill is going to be huge over the insurance. What is the reasonable way to pay the bill? My insurance is going to pay 80% which will leave me 20% of a 48 hour hospital stay and surgeon. Should I have it payroll deducted since I work for the hospital? How much can they expect up front for this bill? I have some money in my savings, but would prefer to hang on to it since I think my house needs a new roof.

Answer 1

be patient  [lol]

hope that you get a discount because of 1) insurance negotiated rates, or 2) employee discount.

and if they'll do it on the checkoff from your paychecks with no interest, take that.  free interest is free interest.

Answer 2

You can if it makes you feel better, however, keep in mind that you can save alot of money perhaps 25 cents on the dollar amount if you negotiate the total directly with the billing department. And simply explain that you don't have medical coverage and you want to make good on this bill, howver it is a little too much, and if they refuse, yu pay them 12 dollar per month and there aint a dam thing they can do about it, and it won't effect your credit rating. And if they refuse, make sure you get it in writing and show the proper aurthorities.

Answer 3

Don't get it payroll-deducted.

You never want to mix up your paycheck with your creditors.

If you KNOW your house needs a new roof, then talk to the hospital, and tell them your story.

If you THINK your house may need a new roof, then use the savings to pay off the hospital bill, and then go on a very tight budget to save up again, so that you'll have the cash for the roof.

It's good you have an emergency fund, it's just bad luck you have two emergencies at the same time.

Answer 4

surely you can pay your hospital bill  with income tax return there is no problem with that to gain some more knowledge please visit http://wwwinsuranceplan4u.com

Answer 5

It will depend on what you feel secure in doing.

1. Pay it off with your taxes would mean not having it hang over your head

or

2. get it taken out of your pay so you know you have a nest egg just in case something else comes up (like your roof) and you need the money ASAP.

It wil all depend on how much the bill is, if they will carge you interest with it being taken out of your check, and how much you need in your savings to feel secure.