Should employers check your credit reports when you are being considered for a job?

Question

I think if you have been to college and managed to remain free and clear of a criminal background and have good references with a solid work history, that should be enough to determine if whether or not someone is a potentially good employee. While there is some truth in assuming that a good credit report is a sign of a responsible individual, there are life situations that may occur to destroy someone's credit. For example, divorce, identity theft and unexpected healthcare challenges are a few examples. Besides, how are you able to fix bad credit if you are never given the opportunity to work a decent paying job? What about someone who is poverty-stricken and never was educated about the importance of maintaining good credit? It is my professional opinion that checking credit is going a bit too far in determining someone's level of responsibility and quite discriminating toward someone who has to choose between food or light bill? What are your thoughts?

Answer 1

no!!

Answer 2

Money doesn't cure money problems but management does.  So a credit check indicates whether the person can manage their responsibilities.  If that is important in the job, it would seem to be something to be checked.