We fell behind on our payments as our mortgage co. convinced us it would be better to put our taxes into our payment(we were paying another company separately for back taxes). Well, they lied. Our payment went from $1100 per month to $2300. Needless to say, we struggled. So in May they offered for us to do a loan modification to see if they could lower our payments and put the past due payments in arrears. After we sent the papers within their time frame, they call us 3 months later and say they "lost" our papers with socials and personal info mind you, and could we please send them again. We were very upset but nonetheless sent them again certified. They told us it could take up to 4-6 months to get an answer. Well, a month has gone by and we just received certified papers from attornies representing our mortgage company saying they will sell our house at an auction in one month if we don't pay all the arrears. Now where they lying when they said we could possibly do a loan modification? We called our contact and he said he had to go to a meeting - he'd call back in 30 minutes -well, we haven't heard from him yet. He apparently was transferred to a different department. This is a huge mortgage company that has more than 50% of it's properties in foreclosure. Should we get an attorney?
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