So I guess I won't be attending school?

Question

My parents figured out the cost of college at a four year university where we live public or private is $20,000 a year. My family makes $118,000; my parents haven't saved at all. The EFC according to FAFSA is $26,750. My dad had some college money for me that he inherited that he spends on himself; and apparently I'm not allowed to help pay for college according to my parents or the government for that matter. I have a 3.5 GPA and have worked very hard. I have a hearing disability and the public university would be very hard to handle because of this; it'd be very loud in the classroom and I wouldn't be able to hear well. The private schools the same cost; but eaither way my parents won't pay for it. I want to become a teacher but I guess I'm going to have to give up on that dream. What should I do? This is terrible.

Answer 1

have you looked at community colleges? These are usually alot less expensive from average colleges/universities. You should NEVER EVER give up on your dream. If you parents wont help you- get a student loan on your own. I would figure out which college you would like to attend and speak with the financial aid office there. They may point you in the right direction.  Dont give up, it is your right to educate and better yourself.

Answer 2

There are options! Talk to your school of interest and see what the financial aid office recommends. It is in your best interest to apply for thousands of available scholarships and grants that are out there, either in your community or nationwide. Also you can take out additional student loans. I don't mean to sound rude but you are sorta sounding like a spoiled brat saying that since your parents and the government won't pay for school that you can't go. It is your future and only you control it! Good Luck.

Answer 3

Do not give up your chance of higher education, there is always away. You can get bank loans  and Stafford loans all deferrable until after graduation, if they are not going to help you, talk to your councilors at school and at the burrasurs office at the school you want to attend. You cannot go any where in this world today with out an education, unless you want to work at McDonalds or a factory, TRUST ME on that.  20,000 a year is cheap for a private college, the private collage here MUC....32,000 a year.  

https://studentloan.citibank.com/s/slcsi...

call your local bank and see what your options are.

You can also look for a job on campus that pays hourly wages and apart of that is applied to your tuition.

Answer 4

Why aren't you allowed to help pay for college?  There is always student loans.  If you can't get enough from FAFSA, you can always go through a private lender such at Sallie Mae.  Don't ever give up your dream!  Go talk to a financial advisor at the school of your choice. They will know better the resources out there for you.  Especially since you are hearing impaired, I am sure there are scholarships or some means to get you through school.  An financial aid advisor is someone who is trained to get you help, (unlike your parents who seem to not be doing a very good job of things money wise).  My parents were unable to pay for my school either as by the time I attended I had three older brothers and soon a younger sister who would be attending college too.  They couldn't pay for it all.  But though a combination of part time jobs, scholarships, FAFSA, and students loans, I was able to pay my way through school. It will definately not be easy, but if you are determined to get an education, it will be worth it.

Answer 5

There are several things you can do to help yourself. But I'd like to make some comments: Firstly, your parents nor the government can prevent you from paying for your own schooling, that's ridiculous. Secondly, EFC doesn't really indicate how much you will get for college, but that will depend on several factors: which school you will attend, how many credit hours you'll take, etc., Thirdly, if you have a disability, Federal law states that the school must provide you with services. For instance, you can have a note taker or an interpretor.

You can go to community college, then transfer to a 4-year to finish your Bachelor's degree; it's considerably cheaper. Additionally, because of smaller class size, the rooms are not nearly as noisy.

Because you have a decent GPA (I'm assuming you already took your ACT or SAT?), you should be eligible for some scholarships. Also, because of your hearinig problems, you may be eligible for some special scholarships. Check the school that you will attend to see what they offer. Also check out:  http://fastweb.com/ . Do a profile and they will send you information on scholarships. However, you will have to write the essays.

You can get student loans in your own name. Since you want to become a teacher, there are programs to help pay off or eliminate your student loans. For instance, most states have a teacher shortage, so if you work for 5 years (this will vary) in certain areas of the state (generally, the economically disadvantaged areas, or in the major city), you can get all or most of your college loans forgiven.

I have taken classes with people who were completely deaf or blind, and they did very well. Don't let these things prevent you from getting an education. Your education is in your hands, and you decide your destiny.

** Additional information: If your parents are not going to help you out, they have no say so, and you can quit worrying about what they expect. Your parents don't know what they are talking about. My daughter does not have a job and she managed to get college loans. However, if you were to get a job, you will be more likely to get loans. But only borrow the least amount that you can because you will have to pay the money back. If you do have a problem getting loans, take one or two classes at a time and pay for it as you go.

Please, quit listening to everyone around you -- it is not impossible!

RE: community college. Did you know that in order to teach at a community college, the professor is required to have a master's degree? However, if you go to university, the majority of your Freshman and Sophomore classes will be taught by teacher's aids?

Talk with a student counselor to help you choose the classes that will transfer. There is something called a general transfer degree that is basically just the General Education credits you need to transfer to the 4-year degree as a junior.

Your statement that you'd be taking "nontransferable classes that" you will "never need for an AA degree" just doesn't make sense. Having looked at many colleges in various states, that statement just doesn't hold up under investigation.

Finally, you'd have to take an entrance exam because many colleges require them, unless you already have a degree.

Answer 6

if you really want this, you'll find a way.  talk to your high school guidance counselor.  there is money out there if you look for it.