So Fight Club is set and takes place in Wilmington, Delaware based on
(1) three local towns are mentioned by Pitts and Norton's characters as they vandalize cars parked on the street and discuss where Fight Club chapters have been popping up around the area. Those 3 towns are all located 25 miles within Wilmington, with two of them, New Castle and Delaware City, being in the same state and county.
(2) the main goal of Operation Mayhem is to destroy all the credit card companies in an attempt to make society more balanced in terms finances. Just about every major credit card company has a building or HQs in Wilmington, DE. In case you don't know it, Delaware, although forgotten and derided by most, is basically the de facto center of the United States and technically the Western World. Almost all the purse strings and all the loans that make up our world start and end there. If those credit card companies disappeared tomorrow, the world would be literally flipped over on its head.
I will admit, having lived in that area for 13 years, that Wilmington, DE, is not as big in scale as that shown in the movie, but it is done for poetic-effect I guess. Makes the story seem bigger. Besides, they filmed all the movie in Los Angeles, apparently, based on IMDBs records.
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