Someone please answer this---national credit bereau experian?

Question

OK,so,I've recieved a call these last two days about me having $11,000 in debt. I have just at $1,000 in debt. They're really nice people,but she has the wrong info. I got into a little trouble with Chase card...(which I am paying off to the collectors),but...I'm 20,in school....is the falsified info?How can I get this removed???? I'm so lost...how did $900 or so dollars turn into $11,000?

Answer 1

It didn't. You need to pull your credit reports and see what is going on there.

Then dispute anything that looks bad, like your phantom debt. If it looks like someone stole your identity, contact the bureaus ASAP and lock down your files.