Statute of Limitations on Debt Collection?

Question

I had a medical bill from a surgery that occurred nearly 13 years ago. I made monthly payments for a couple of years (2) but then the bills stopped being sent to my house after I had disputed that some of the services were in fact covered by my insurance although I was aware that not all of it was. So now jumping forward 12 years, I recieve a notice that I have been turned over to collections for this debt. My state (CT) has a statute of limitations of 6 years. Can they pursue me in court for this debt? When does the time for the statute of limitations begin (from date of service or last payment made on the account)?

Answer 1

 The rules of limitations are different than the amount of time that a bad debt remains on the debtor’s credit report For most debts, the time period is seven years, although it is longer for bankruptcy filings. So while the debtor may no longer be obligated to pay the debt after the rules of limitations has passed, it may in fact remain as a delinquent item on their credit report.

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