Student Loan: I have no one willing to co-sign a loan, and can't get one myself based on credit. Help?! Ideas?

Question

If any could help me out that would be great. I don't know what to do! I want to go to school but I can't get loans on my own ( I've tried, been turned down. ) and no one I know will co-sign with me, or even has good enough credit to co-sign.

Answer 1

I needed extra money to do summer classes and study aboard.  My parent's didn't co-sign but I got a student signature loan from salliemae.  The interest rates are higher than if you had someone co-sign but you can always consolidate when you graduate and then stretch your payments out for up to i think 30 years.  It makes it more affordable.  Granted you'll be paying more due to interest in the long run but small monthly payments make it worth it.  Check out www.salliemae.com They offer a wide variety of loans.  Also talk to your schools Student Financial office.  They can point you in the right direction.  Trust me I'm all about the loans....not that I like them...I just have a lot.  :(  But having a good education is worth every penny.

Answer 2

Try for a FAFSA student loan.

You might also want to check out -

www.studentaid.ed.gov

www.students.gov

Answer 3

See if the school has any on campus jobs where you can earn money./