Student bank account help!?

Question

I've got a rubbish credit rating and I need a student bank account. I've applied to HSBC and Barclays but they both said no and will need the overdraft facility as i start uni next month.

Any suggestions? I live in England.

Answer 1

NatWest, Abbey, LloydsTSB, Co-Op, Halifax, Royal Bank of Scotland etc

Answer 2

I don't know if they have credit unnions in the UK, but those financial institutions are more generous than the traditional ones

Answer 3

You could try asking to speak to an advisor in a bank, they might tell you what your options are and what you can do. I'm with Natwest, but then again I don't have any bad credit rating, so I'm not really sure what you could do.

Do you have a current account? Because you could then upgrade to a student account with the same bank you're in currently

Answer 4

Try Halifax their ovd for students this year is £3000