Student checking for Bank of America or Chase? Hard Credit checks?? PLEASE ANSWER ASAP!!?

Question

I am planning on opening Bank of America's CampusEdge checking account today. It was a hard decision between Chase and Bank of America. I'm worried about what would happen after I graduate. I know they are going to switch me over to their normal checking accounts. So is BoA the way to go? I heard BoA's customer service was pretty bad.

Please don't tell me about other banks because it's only between the two. I think I need some convincing.

I've also been hearing all these stuff about them pulling a hard credit check. Is this true? Would this affect me any way? I've never had a bank account nor a credit card before so doesn't that mean I don't have any?

Thank you in advance <3

Answer 1

I am with BOA and have no complaints about their service. You will be fine with them.