Taking my name off a joint checking account.......?

Question

I am on a joint checking account with my ex husband. When we were getting a divorce he said he took my name off. I never knew knew any different. He changed the pin and the online log in. So I thought he was telling the truth. I call the bank to check on our joint car loan they said I still had a checking and savings account there? Can I take my name off the account with out his signature?

Answer 1

Of course.  

In addition, as a joint account you can draw all the money out and close it if you wish.

But if you only want your name off it go into one of the branches and ask them to remove your name.  If this is not done, you (and your credit) could be hurt as you will be held responsible if there were ever any charges or problems with the account.

Answer 2

One co-signer can close the account.

So tell your husband to meet you at the bank TOMORROW because since he has not done what he promised, you are now going to close the checking and savings account, and he needs to open new ones under his name.  If he doesn't show up, you'll have the bank send to him a check for the balance.

For the joint car loan it's not that easy, he needs to refinance the loan with a new loan under his name only.

Answer 3

i dont think you can.... why take your name off of it?? if its still in your name,, then you can empty the account?? that will make him get the name change done...

try to get that car paid off as soon as you can too.. you dont want to be stuck in the middle of that.... if i were you,,, i would empty the checking and savings and pay for the car...

Answer 4

call the bank tell them your problem they will send you a card to sign off the account so sign it and then send it back return reciept requested and you will have proof of it being sent then in two weeks call and see if it has been done properly all done

Answer 5

It depends on the bank policy--the bank I work at, we only allow name removal if it's due to death, and in that case we require a copy of the death cert. It's just too sticky of a mess for a bank to get in the middle of to allow name removal for any reason. Just call the bank and check. Sometimes they'll make exceptions, such as if a divorce decree specifically states that one is supposed to remove the name. If nothing else, like has already been stated, you can close the account.