Taking out new insurance policy..nurse visit?

Question

My husband & I are in the process of applying for life insurance for a mortgage. The insurance company have decided that because of my husband's medical history, they are sending a nurse to do a medical assessment or something on behalf of the company. She is coming to our house tomorrow. My question is.. what will she do? Just ask questions or do an examination? What? does anyone know? Has anyone had this done to them? Please let me know ASAP as the nurse is coming tomorrow! Thanks.

Answer 1

I've had this done before.

The nurse will most likely take a urine and blood sample.

The nurse should have called you by now to confimr the time and location.  On that call she should have given you any instructions that are applicable.

Typically they ask you to fast for atleast 12-24 hours before they draw blood.

Answer 2

This is standard procedure for life insurance:  blood and urine samples, height, weight, medical history, perhaps an EKG.