Question:

The house I filed chapter 7 bankrupcy on 7yrs ago is still in my name,why?

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the bank says that I am the owner that they are just a lein holder if I pay the lein the deed is mine.They also say Im responsable for the taxes and upkeep of the house,am I?Can I live in this home sell it or rent it out?I dont understand if I surrendered the house how its still mine,?The city shows it in my name and they still show the morgage I had,the bank just says that I did file bankrupcy and it went through,but they have a lein on the deed.I also know that someone (maybe the bank?)redeemed the property last year.whats that mean?whos home is it?

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  1. if you included it in a 7  and DID NOT REAFFIRM the note it isn't yours.

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