The service at bank of america

Question

I whant to know if there is anyone who has had bank of america and has had a bad experience. I recentlly opend an account there with my boyfriend and they charge for everything i have my own with washinton mutual and if its the weekend and i wanna scan my card sat and sun at the stores those transactions come out as pending but i make sure that by monday i deposite to cover all ive used. But with bank of america ive been charged 35.00 dollers for activity on those days has anyone had this problem.

Answer 1

a ha. 'service' and 'america' do not go hand-in-hand ever unlike our superior Japanese products. ah haha ah ha.

Answer 2

BOA runs 24 hour 7 days a week accounting to prevent Credit Card/Id Theft and by using your card with no money in the account you are actually committing credit fraud and could be prosecuted. That you are only charged a fee is a small price to pay for breaking the law. I closed my WaMu account after they Allowed my debit card to be used for almost a week after I reported it stolen to them. They refused to reimburse me for the money that was stolen and had the audacity to tell me that I had to pay a service fee for closing my account because it was less than a year old. BOA however contacted me to alert me of  a fraudulent charge from Australia on a Sunday, I was not charged for the money and BOA even ensured that I received a new card within a week at no extra cost.

Answer 3

Unfortunately I have that problem all the time, if you over draft, you're charged a $35.00 overdraft fee, for each purchase over your limit. Just stop using your card, and use cash from now on, that's what I do.

Answer 4

Ive never had that problem. i will only buy something when i know i have enough money in my account. Stop buying things when you dont have the money in your account and you wont get charge for it.  

Answer 5

How can you get annoyed at the bank when you didn't have the money in there to begin with??  I don't quite understand the question.  Make sure there is money in the account and you don't have to worry about it.