Question:

These people crashed into our house just now and we need State Farms number to...?

by  |  earlier

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call and find info about these people's insurance. No joke can you believe this?

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3 ANSWERS


  1. phone book or the internet.

    1 800 555 1212


  2. Do you have their policy number?  If so, call the local State Farm agent and ask for the claims number.  The claims office should still take the information, which will prompt them to contact the policyholder.  If you don't have their policy number, you're going to have a hard time.  It should, however be on the police report.

  3. The best place to call is YOUR homeowners insurance company.  First because the auto insurance has no obligation to you, only to their insured & if their insured does not cooperate, you could be waiting WEEKS or more for someone to come look at your damages.  The second reason is even if State Farm is quick in accepting liability, they only have to pay actual cash value (depreciated for age & condition) of the damage, YOU have to make up the difference to replacement cost.  So, unless your house is BRAND NEW, file with your homeowners insurance.  Your homeowners insurance (if it is an HO3 form and you are insured to at least 80% of estimated replacement value) is probably a replacement value form.  Meaning, the company will pay replacement value for the repairs less your deductible.  Your deductible is likely MUCH LESS than the difference between the actual cash value and the replacement value.  Also, your homeowners company will subrogate against the at fault party's insurance & collect what they paid and your deductible, so you will not be out your deductible long.

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