Today i was involved in an accident but it wasnt my car?

Question

So today i was involved in an accident, i was on the lane next to the double yellow lines and the person who hit me was on the line by the curve which was right next to me. There was a city bus in front of him and we were both going about the same speed, the bus started slowing down and he stepped on the gas to change lanes and get in front of me but i also stepped on the gas because i didn't want to brake and let him in. so he moved into my lane and i served into the double yellow lines but he still hit my right side of my car. i pulled over and i was so mad that i started yelling at him. "didn't you see me or are you blind?", i asked him and he was trying to tell me that i was the one who hit him. My car got damaged from the mirror Thur the back side and he only had a dent in between both of his doors. The driver also told me that the car wasn't his it was a rental car, the car i was driving wasn't mine either it was my boyfriends moms car. is that going to effect me in any way? there was two men in the car and both of them got out and corner me by my car just yelling at me. i called the police and the cop heard my side and his side of the story. so my questions are will i be the only who loses because it wasn't my car(car i was driving has full coverage) and I'm worried about the cops taking their side since I'm 16 by the way i have a licenses.

Answer 1

That's what happens when 2 people who can't drive correctly meet. You should accept that you both were stupid and this is the result. If you are insured it wont matter whether it was a rental car or someone elses car.

Answer 2

Simply turn it in to your boyfriends Moms insurance company and let them do all of the work.  They and the other insurance company will work everything out.  It is not your job to determine fault.  Fault is determined by police and/or insurance companies.   It always helps be be courteous when driving.  Doesn't it?

Answer 3

see what your lack of common sense and attitude is going to cost you?

16 with a major accident, your rates will go up.  your bf's mommy will be out of a car while it is being repaired.

the rental companies have lots of lawyers, i bet they will assign partial fault to you on this one.

were you in complaince with all your driving restrictions?