Totol Loss Accident.?

Question

Ok, I was in an accident a little over 2 months ago. I was not at fault, my car was deemed a total loss. I still havent settled because I do not believe Im getting the right amount. They want to offer me ALOT less because my car had a reconstructed title. I KNOW why theyre offering me less...so please no explanations!! Believe me, I've heard it now from Progressive a million times...But how come, one SECOND before some stupid b**** that was in a hurry rear ended me, no one was worried about my reconstructed title? I dont understand why it has to be MY problem now? Theyre taking off almost $1,000 because of it. Not to mention my headliner was "untucked" they say its "hanging down" took off $40 for that, and another $130 for front side panel damage that they claim was previous damage, which it wasnt. (I was pushed into the car infront of me) I hired a lawyer, and he doesnt do sh*t. So I was wondering if anyone can give me ADVICE, not an explanation, on how to get around this. Thanks...

Answer 1

Were you injured?  You can go back and forth on the vehicle..they aren't going to pay what your car is worth.  Insurance companies never do, it is there business to make dollars.  But if you were injured, go to doctor immediately.  Even if some pain has been bothering you and not sure why.  I was in accident over 1 1/2 years ago and my knee is still hurting.  I did get some$$ for that which in my mind, helped make up for car loss but not worth the ongoing pain.  Keep records of every conversation you have with them.  Keep all receipts, xrays, doctors notes, etc.  Do your homework.

Answer 2

Fire your old lawyer, Get a different one.

Answer 3

i know what your dealing with ,but on a reconstructed title they will knock things off of it,that's one of the problems with buying a reconstructed title car,they do this to you in the case of an accident,your lawyer should be trying to help you more than he is,they will also deduct mileage from it,i been through it so fight this as hard as you can,the more you give in the less they will offer you,i can tell you this you have a real battle ahead of you ,your lawyer should be easing some of this off for you unfortunately they don't always try hard enough,i won a case like this but it took almost a year to do it in,and even at that i had to settle for 2 thousand less than was expected,they settled just to put an end to it but i got enough to cover everything,what they will try and do is discourage you in to giving up,don't give up stay with it,you can win but don't let your lawyer settle for a low amount,he is supposed to be representing you,so make sure he does,good luck on this,i wish you the best,stay with a lawyer though ,without one you wont stand a chance.,,,,PS you have the right to hire a new lawyer,but he may not be as familiar with the case as this one is so that would be your choice to make.

Answer 4

well you need to hire a better lawyer..

he would def get you a better settle ment...

i cud give a few recommendations on lawyers and if ur not in alabama im sure my lawyers have friends there....