What happened: I just got into a traffic accident where I rear-ended the car in front of me because my wheels locked up in the rain. It was pretty clear I was at fault.
The damage: the car I hit was not really damaged, just chipped paint. But the person insisted that he would need to get a whole new rear bumper. I got it pretty bad though, my hood popped up and is dented, and one of my lights is crooked.
When the police finished writing up everything, he marked me down for "careless driving," and told me I had to appear in court. The thing is, he told me to plead not guilty so that I won't get any points, and the whole case would be dropped.
What do I do? I've never been in an accident before, and never been in court. I'm really confused and clueless as to what I should do now. And what about the damage? Will my insurance cover it? Will my insurance go up because of this? Thank you for your help, I really need it.
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