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ok so i am 18 years old and my 17 year old sister was driving one day we were heading home. As we were driving the car in front of us moves to the side real quick exposing a car sitting in the middle of the street with no gas and no emergency lights on. my sister ran into this car giving minimal damage to our car but plenty to the other persons car. Both this other person and i agreed to not dealing with the insurance or police and we would take care of this on the side "me thinking since it was mostly his fault since he had no gas and in the middle of the street" "but we dident have insurance at the time"... well we did and the guy ended up wanting more money and so on.... i told him he could take us to court which today i cop tried dropping something of "guessing a court appearance" so basically my question is what is the worst case scenario, my sister which was driving 17 years and only has her permits and could I be at fault as well ....
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