Treatment of different scenarios of patients: If someone can't get health insurance(preexisting condition)

Question

Example: a middle aged man who is a CEO of a company comes in who has good health insurance, also has the $ to pay for his share of it, his deductible. He is treated for the condition goes home, gets a bill for what is not covered end of story.

Now lets say a patient who has no private health insurance due to preexisting condition needs to be hospitalized, the whole time she is there, they will have scary "social workers" & case workers, constantly bothering the patient ," interrogating"her for various personal information like "do you have insurance, who do you live with, do you have a family, do you go to school, do you work " & then reporting back to the doctor, they will also try to transfer the patient to another hospital, even though she is very weak and barely able to function. They also have a "psychological" evaluation though the patient is hospitalized for a physical illness, they exaggerate mental state negatively

Answer 1

If what you are saying is that rich people get better health care than poor people, then you are right. We have a mostly privatized health care system in the US, and that means that doctors and hospitals are hoping to make a profit, and will likely give their attention to people with insurance and/or money rather than to people without insurance or money.

We could try to switch to a public healthcare system, but I don't think that would work out well for everyone, either. Doctors and hospitals and drug makers will not do their jobs as well if they don't get paid as well. And they will not get paid as well if they only get paid by half of their patients. So I only see two answers:

#1: Try to pay for everyone's healthcare, and watch the standard of healthcare decline, or

#2: Have excellent healthcare, and put up with a disparity in who has access to it.

I don't like either one of these. But if we want excellent doctors, and excellent healthcare, someone has to pay for it. Unless we are willing to spend all of our defense money on healthcare, or spend all of our transportation money on healthcare, or spend all of our education money on healthcare, I don't know what to do about it.

Answer 2

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Answer 3

Since, we have no national health insurance in the US to cover our citizens you will essentially receive less than efficient or no health treatment because you have no money.  To state it bluntly, you have money, you live, you have no money, you die.

This is a political problem. Citizens want and desire health coverage. Hospitals, clinics and health professionals want to provide health treatment.

The cost of treatment at the moment is high because of a number of factors, including personal injury attorneys who are looking to make a quick buck off health providers and insurance companies who are looking to profit by narrowing the choices of insurance holders by denying coverage on any possible procedures in order to increase their profits.

This is a sad situation. Insurance companies profit when they raise their premiums and increasingly deny coverage to their insured consumers. They are feeding off both ends of the scale and laughing all the way to the bank.

We need to put a stop to this and offer our citizens a meaningful path to affordable health coverage. A national health care plan with the federal government as the payor of the services is the way to correct our health care mess. England and France have national health care, or socialized medicine, where the government employs the health professionals and owns the hospitals.

Of course, we will have a civil war in this country before that happens because, those with wealth will refuse to pay into it and the masses of poor people who endorse it will be unable to fund their cause. Those in charge of administering a national health care plan will want a big, fat salary to sit atop it and line their pockets and those of their friends, or something like what congress is doing now with our economy.

My best response given current conditions is to go to England or France for your health care. Canada has national health care but, unless you are Canadian citizen you will be charged with a crime if you attempt to receive treatment.

If you receive a large bill from a hospital, provider, physician...or whoever here in the US and can not afford it, do not pay it. This happens every day because of the state of our mismanaged system and you are not to blame.

You can vote for those who do advocate for a better system. It is clear who in political office today advocates for a unified system. Good luck to you.

Answer 4

Basically, you'll just have to pay for it. It is not the hospital's fault if you don't have insurance. Plus, if you can't pay, why not go to a teaching Hospital for treatment or a public Hospital.