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I don' really understand all those terms about health insurance. I want to buy one, but money is very important. Let's say I buy insurance with 2000 deductible, 2000 out-of-pocket, $30 co-pay and 30% co-insurance. Then I visit doctor that charges $200 per visit. Then I have x-ray and blood test done that cost $500.What do I pay altogether? Someone told me that it would be $530 (co-pay + test) coz I wouldn't have met deductible yet. Is that true?
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