Two year old eviction on my rental record, yet awesome income and good credit, what are my options?

Question

I live in Georgia, and I want to move to Wisconsin for school and a new job. About two years ago, I had a horrible roommate who stole money from me, not paying the rent only to leave me stuck with the bill by leaving in the middle of the night with a stack of the warning letters he had removed and his key on the coffee table, or so he thought. After working with the management company, I have passed the collection off to him. I recently checked my credit and there still is no trace of the eviction on any of my three credit scores. I also make a great deal more money than I did since then and I pay all of my bills on time, (as always). Would I have any issues renting a new apartment in Wisconsin? If so, what can I do to better my chances? I do not have a co-signer, nor can I get one. Any help would be fantastic. Thanks!

Answer 1

As long as the eviction does not appear on any of your three reports then you are fine. You should not even need a co-signer of that is the only default or negative item you have ever had.

Answer 2

If something is not reported on your credit score then it may as well never happened.  Being afraid of a "no" when asking for credit can hold you back more than anything.  I have learned to get over that fear over the years and see where asking in the past would have made my life a lot better when I was younger.

http://free-credit-info-now.com/index.ph...

Answer 3

If there is no trace of the eviction history on any of your 3 credit scores and you make good money, then you don't need a co-signer. You should have absolutely no problem renting in Wisconsin or anywhere else.  Good luck with your move!! : )