Under Ohio law, how long must a reported stolen vehicle be missing before the insurance company replaces it? ?

Question

Late 1980's Ford dually pickup truck stolen in my neighborhood. Report taken by local sheriff and reported to owner's insurance company. If the vehicle is never recovered, how long must the original owner have to wait until it is deemed "uncovered" and a replacement vehicle or compensation is issued per Ohio Law?

Answer 1

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Answer 2

Ohio law doesn't address the question of how long a vehicle must be missing before insurance company replaces it, that is up to the policies of the insurance company.

Generally at least 30 days goes by to see if the vehicle is recovered before the insurance will take action.

Answer 3

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