Under age drinking charge.

Question

Does an underage drinking charge affect your auto insurance rates. My stepdaughter was recently charged while at the beach she is 18 yrs old. No one was in cars/driving but in the front yard of the beach house. Need to know so I can make sure she finds a better job to pay for her own mistake!

Answer 1

It can affect insurance rates, but not as much as a DWI or a DUI. It shows risky behavior which can easily be translated to irresponsibility, which affects insurance rates.

Answer 2

it is different from state to state. but if she was not driving it should not matter with your insurance rates. just in case call your insurance agent. your stepdaughter is at a difficult age, you have to be very tactful on how you approach this matter.  

Answer 3

Definitely...In our country we wont accept any such cases

Answer 4

If she wasn't driving, I don't think so.  But insurance companies are in the business of making money, if she is found to be high risk her rates will go up.  Or worse yet, the insurance company may drop her coverage.

Answer 5

It shouldn't. It will go on her police record, but she's just looking at a class and fines, possibly probation. Good for you for making her pay for her own s***w up!

Answer 6

I think it only affects her rates if she was driving while under the influence.  That would be like arresting someone for DWI because they are in a bar and have a license...  

Answer 7

im pretty sure it veries by state.. i know in texas that it does not if a vechicle was not in volved..but it can go on her record... google your local state laws

Answer 8

depends on the insurance company.  Problem is she is under the legal age to drink (under 21), but not to be charged as an adult (over 18)..../

Answer 9

Some states are making laws where fake id and underage drinking charges can wind up getting your license suspended for a year. It shoudln't affect her insurance though.