Question:

Unpaid Default?

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I am advised that i have an unpaid loan from 6-7 years ago or more - do I have to pay this? It was on my credit file I belive but has since dropped off.

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  1. What country are you in?

    I'm in Australia. If it has dropped off with time it will not show up on your credit file anymore and technically it doesnt have to be paid, but the company who listed it would be able to relist it on your credit file since its an unpaid debt, but unlikely. The best bet, pay it. Contact Veda id in Australia to get a copy of your credit file and look. Its free if you wait for it to be delivered to you.

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