Urgent advice of debt arbitration filed against me.?

Question

I have received an arbitration claim against me by the collection agency. What this arbitration exactly is? What will they do next if I don't respond in 30 days. I don't know what to do next. Do I need to respond? Will they really file the case to the court? If so, what's next?

Answer 1

You need to respond!  Do not bury your head in the sand, as  this is apparently what you have done thus far.  You need to deal with this or they will get a judgment against you.