Vesting pension is it worth it?

Question

Currently I have a pension with my work where they put in 2% and if you put in 2% they match 2% for a total of 6%....However it says vesting of employer contributions % first 2% of employee contributions (2 years of plan membership) Therefore if I leave the company before 2 years I lose my 2% I put in? How can this be? What about tax season do I have to claim my 2% although potentially I could not have it?

I live in Canada Thanks...

Answer 1

No, you will get back your 2% contribution, just not with any interest or gains.  As for 'tax season', you get a benefit (a deduction) for the contributions, not a penalty as you seem to be suggesting.

Answer 2

You can't lose what you put in.  The vesting refers to what your employer puts in.