Vision insurance - can i avail it before i leave my employer??

Question

Hi,

i have vision plan thru my employer.I am planning to buy a pair of glasses using the same .I am planning to switch jobs in the near future.Do you think the vision company can penalize me for not working enuf time with the employer thru whom i am planning to get my glasses? I have paid the premium for almost 4 months now.My vision plan is purely linked with my employer - like i enrolled for it when i took this job.

Thank you all in advance.

Answer 1

the other answerer is correct, except you should check with your policy to make sure that this isn't considered a "pre existing condition". It sounds fine, but a typical period of time for exclusion of benefits for "preexisting conditions" is six months, and you said you had had this policy for four months, as  I recall.

Answer 2

You are either covered or not. The vision insurance has nothing to do with lenght of employment.

Go and get those glasses before you switch jobs.

There is no penalty.