We need family health insurance but we have a very tight budget?

Question

I need to be able to satisfy my tax obligations and sign up for family health insurance. Which is the cheapest option? I have a wife and two kids.

Answer 1

You should visit a local agent that works with all the major health insurance companies in your area. The agent can find the best plan for your situation and budget. There is no extra charge using an agent. Of course, just like buying a new car the cheapest won't be the best.

Be very wary of medical discount cards. They are not regulated by the Department of Insurance nor do the people that sell them need to be licensed. This means you have little recourse when you have problems with the plan. If you are tempted by the low price and claims of “save up to 80%” be aware that very few doctors actually take these cards. It does you little good if you have to drive 4 hours to find a doctor that will accept the card. Montana couldn’t find any doctors in the whole state that actually took the card and only one dentist who was on probation for unlawful activities so they banned the sale of the card and fined the company. See this link http://www.insurancejournal.com/news/wes... for more information. Many other states are starting to ban these cards as well.

Before signing up with any discount plan get a list of doctors. If they won’t give you a list consider it to be a scam. Call the doctors on the list to make sure they’re still taking the card (many don’t even know that they’re listed as a provider) and that they’re accepting new patients.

Answer 2

hello, most travel companys will throw it in for free if u r cheeky. but if not then go to superdrug there the cheapest i have ever found. good luck x

Answer 3

try aarp...