What's the best way to make money from my previous employed 401 k account ?

Question

I have over 2K in my 401K account from an employer inwhich i'm no longer employed with, what is the best thing to do with it ?

Answer 1

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Answer 2

The best thing to do is to request the custodian of your previous employer 401k account to transfer the money to the 401k account of your new employer, if your new employer's 401k accepts such transfer.  This way, you will have one consolidated 401k.

If your current employer does not accept rollover 401k or if you are not currently employed, then open a Traditional IRA account with a financial institution.  It can be a bank or brokerage firm (like eTrade).   Then ask the new financial institution to request transfer of fund from your old 401k custodian.

You can avoid a lot of complications if you have the money transferred rather than passing through your hands.

Best wishes.