What's the easiest Credit Card to be approved for?

Question

i've applied to a few credit cards and have been denied. i'd like to know which credit card is the easiest to aquire. every reason i've gotten is something like, "lack of credit" or something.

couple side notes, i think it's stupid that i get credit card offers in the mail that say i'm approved, then when i apply, it says you're denied. i don't mind the spam if it's actually true. if you're gonna send me c**p like that at least approve me. :-\

also, how is it that a person with no credit can be denied by credit companies. but someone with the crappiest credit ever, can apply and recieve a capital one platinum card?! that doesn't make any sense. trust the one with bad credit more than the one with no credit... :-\

anyways, what's the easiest credit card to be approved for? i'd like to establish credit. thanks.

Answer 1

That's just a trick for you to apply, and most are prescreened which mean they haven't ran your credit report but that you fit their criteria for credit.  It's just a way to solicit customers for credit.  I am not  sure what the easiest credit card is, what is easy for one person may be hard for another.  I thought that Capital one was one of them?  You may have to realistically look at applying for a secured credit card, if you don't get approved.  You don't want to keep on applying for credit and getting denied.

Answer 2

If you are a student, I would go through your university. They should have credit card companies willing to give out credit cards for students who do not have credit. Try Orchard Bank for a credit card. Or even take out a small loan from your bank and pay it back to establish some credit.

Answer 3

All you need to do is type " bad credit credit cards" in google and they will all jump out at you. They will typically have very high interest rates (some as high as 68%APR) and low credit limits. You can easily avoid the charges by paying off your balance in full every month - the card companies hate that though but it will build up a credit history for you. Having things such as a terrestrial phone contract/TV contract etc also helps. It may seem odd but someone with bad credit history is preferred to someone without one....it's a case of "better the devil you know"!

Answer 4

I would have to say premier bank card is an easy card to start credit with use it for a few months to build credit then apply for a better one this card is good to start credit with but is not a keeper after you get off the ground because the interest rates are high, check out www.fastcreditcardapprovals.com and go under bad or no credit section.

http://fastcreditcardapprovals.com/

Answer 5

You may want to try applying for credit cards for people who are new to credit or have bad credits. Capital One is good http://bestcreditcardratings.com/new-cre...

http://bestcreditcardratings.com/bad-cre...

Answer 6

If your a individual who is in a rush to get a new credit card, a Instant approval credit card is for you. Instant approval credit cards give you a response to your credit application with in a few minutes after your apply for your credit card. Most credit card company’s can take up to 30 days to get a respond for your credit card application.

Each bank varies on the time it takes for a instant approval credit card to get accepted. To get a quicker response on your credit card needs it might better to apply to more thank 1 bank when trying to get a Instant Approval credit card. To get a quicker response time on your credit application depends on your credit score. Usually people with good to excellent credit scored get approved with a quicker response time.

Answer 7

CAPITAL ONE small credit line but they increase your limit fast, 10*stars

Answer 8

The easiest way to get approved is to apply for a guranteed approval card.  They will give anyone approval, the downside is the APR but as long as you pay your bills on time this will not affect you.  If you use applyfastbankcards.com to apply for your credit card you will get paid $90, they pay people their commission to apply for credit cards.  Good luck:)

Answer 9

First I will check out credit score then you will make a decision what to do.

I think you should get your self prepaid visa card If you have no credit , if you are a student then you can get discover or capital one ( easier) card.

But make sure you learn how to fill out your credit application, it's very important.

Go to :

http://www.slicemypayments.com/personal-...

send me an email if you have any questions.

Good Luck