What's the worst that can happen...?

Question

I hit my friend's scoother with my car in my driveway. little did I know my insurance expired that same day. I wanna claim it on my new insurance plan, which is a different insurance company. Will the new insurance company find out that I had the accident before I signed up with them. There is no police report cause no one was injured.

Answer 1

This is insurance fraud- its a criminal act.

The "worse that could happen" is the worse that could happen with any crime-  you get caught and have legal consequences.

Answer 2

check your old insurance card.  Because if your insurance expired on the day of the accident than it probably expired at midnight that night which means you still had coverage with at the time of the accident.

Call your old insurance company.