What age do I have to be to open up a bank account?

Question

I think my parents have one for me under their name right now, maybe?

Can I use that same account and change it to my name when i'm old enough or do i have to transfer the money to a new account?

What age can I have a credit card, debit card, and checking account?

When I use these forms of payment, can they all be linked to my one banking account?

Answer 1

Savings account at any age.

Checking and debit card at 16

Credit card at 18 or when you go to college.

Your state may vary. Sometimes younger if your parents will cosign.

Answer 2

Call the bank and ask them these questions they are the ones that have the answers!

Answer 3

A FEW DAYS AGO I GOT THE CHASE HIGH SCHOOL CHECKING ACCOUNT FOR THOSE 13-17. IT IS LINKED TO A PARENTS ACCOUNT. MY PACKAGE COMES WITH A VISA CHECK CARD. THERE ARE NO SERVICE FEES. ALL THE RULES APPLY WITH THIS ACCOUNT EXCEPT IF YOU OVERDRAFT IT IS TAKEN FROM YOUR PARENTS. SO BE CAREFUL. IT CONVERTS TO A FREE CHECKING ACCOUNT WHEN YOU TURN 19.

http://www.chase.com/ccp/index.jsp?pg_na...