Question:

What are my options for short-term health insurance in NY?

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My grad-school insurance runs out tomorrow (8/20), and my work insurance won't kick in until Sept. 1. I figured I could sign up for short-term insurance in the interim, but now, admittedly at the last minute, I discover New York State doesn't offer short-term insurance.

Can I sign up in another state? My parents live in Washington State, and my grandma lives in NJ. I could use either of their addresses. Will it work?

What are my other options?

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3 ANSWERS


  1. Why wouldnt you apply for annual policy? Just don’t tell them you need it for a moth or two. And when your health plan provided by your employer will start, just cancel that one you’ve purchased to cover the gap.


  2. Speak with a local agent that is independent and can help you search multiple companies.

    Be sure that you compare quotes from at least 3 different companies.

    Here is some more information on New York health insurance:

  3. I hate to say this, but you have to apply by the state you live in.  Are you registered to vote in NY?  Unfortunately here (NY) you don't have any options like most other states do.  (( live here so I know)

    I will keep you in my prayers that you don't get sick or hurt before your work insurance kicks in.

    gentle hugs n lots of love

    Cathi

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